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• How does it work?
Your adjustable rate is tied to the 3-month EURIBOR. If interest rates decline, your monthly instalments remain the same but the repayment period is shortened. If rates increase, the life of the loan is extended without ever exceeding your chosen limit. Your monthly instalments then increase in line with changes in the INSEE consumer price index, with a minimum rise of 1%. |
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• A flexible solution that adapts to your real-estate project
You can defer amortization or enjoy capital holidays for a new construction or for property purchased from plan. You have found the house of your dreams? With Crédit Foncier’s bridging loan – you can buy your new property before selling the old !
• Total control over your budget
You can switch to a fixed rate of interest without extra charge and at any time. You also have the possibility of deferring 3 monthly instalments, if necessary and subject to certain conditions, at the end of the loan. You can also combine additional loans with your mortgage and adapt your instalments to ensure that you only reimburse the same amount every month. |
